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Differently abled people can now get loan to construct their business offices

Name of the scheme:

Scheme of financing construction of commercial/business premises for starting self employment activity to persons with disability


To provide financial assistance in the form of loan to persons with disability for constructing Commercial/Business premises to start their own ventures. However, the premises should be approved by Development Authority or Urban Improvement Trust.


  • Eligibility criteria must be as per the National Handicapped Finance and Development Corporation (NHFDC) norms for self-employment loan.
  • The land on which the Commercial/Business premises is proposed must be owned by the applicant or the applicant must have taken the land on lease for long term of above 20 years.

Amount of loan:

Up to Rs. 3 lakh loan is provided. However, depending upon the repayment capacity of the borrower, loans will be provided.

Rate of interest:

Loan amount To be paid by SCAs to NHFDC To be paid by beneficiaries to SCAs
Up to Rs. 50,000/- 2% 5%
Above Rs. 50,000/- and  up to Rs. 3 lakh 3% 6%

(SCA- State Channelizing Agency)

Repayment of Loan – The loan has to be repaid within 10 years.

How to apply?

Contact here to apply.

For more information, visit here

To walk in Support of Accesible India Please register here, April 17th Hyderabad

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One comment

  1. Mujhe 10 lac KS loan chair a plz Mai ek handicap student hungry to plz mera a kam kamiyab kardo

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