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START YOUR OWN BUSINESS, GET SUBSIDIZED LOAN UPTO 25 LAKH



Government of India has approved the introduction of a new credit linked subsidy programme called Prime Minister’s Employment Generation Programme (PMEGP)  for generation of employment opportunities through establishment of micro enterprises in rural as well as urban areas.

Objectives:

  • To generate employment opportunities in rural as well as urban areas of the country through setting up of new self-employment ventures/projects/micro enterprises.
  • To bring together widely dispersed traditional artisans/ rural and urban unemployed youth and give them self-employment opportunities to the extent possible, at their place.

Eligibility:

  • Any individual, above 18 years of age.
  • At least 8th standard pass for projects costing above Rs.10 lakh in the manufacturing sector and above Rs.5 lakh in the business/service sector.
  • Self Help Groups (including those belonging to BPL provided that they have not availed benefits under any other Scheme) are also eligible for assistance under PMEGP.
  • Existing Units (under PMRY, REGP or any other scheme of Government of India or State Government) and the units that have already availed Government Subsidy under any other scheme of Government of India or State Government are not eligible.

Benefits:

  • The maximum cost of the project/unit admissible under manufacturing sector is Rs. 25 lakh and under business/service sector is Rs.10 lakh
Categories of beneficiaries under PMEGP Beneficiary’s contribution (of project cost) Rate of Subsidy (of project cost)
Area (location of project/unit)
Urban Rural
General Category                 10%
15% 25%
Special (including SC / ST / OBC / Minorities / Women, Ex-servicemen, Physically handicapped, NER, Hill and Border areas, etc.                 05%
25% 35%

 Nodal Agency:

Khadi and Village Industries Commission(KVIC)

How to apply:

  • The Stade/Divisional Directors of KVIC of respective states will give advertisements locally through print &electronic media inviting applications along with project proposals from prospective beneficiaries.
  • The beneficiaries can also submit their application online and take the printout of the application and submit the same to respective offices along with detailed Project Report and other required documents.

For More Info: Click here


About Gaurav Sinha

44 comments

  1. sir,

    i start business in cyber cafe and xerox computers hardware net working service or mobiles

  2. sir

    we have already 5 hectors land in Maharashtra village so i want to start a new dairy farm in my land . i servy a good market of milk this area and good facility of my land in this project i will definitely success for this project .so pls help me to lone for this project my proposal is now redye to submit i want 50 lakh lone for this project.

  3. sir
    hi sir this is reddeppa reddy, my father is farmer and we have 4 hectors of land in Andhrapradesh village, we want buy cows and buffaloes to start a dairy form, in my location there is good demand for milk products,i will defenetly success by this project. help me how to get the loan for this project my proposal irady to submit now i want 20lacs for this project

  4. Md Mursalin Mollah

    I am Md Mursalin Mollah,lived in bulchandpur dist Birbhum ps Murarai pin 731238, I want loan against marksheet for fertilizer business in my village.so plase give me a loan.

  5. Haresh P Mirchandani ... Sam harris

    Lived in africa for 35yrs… Fraternal… Can prove 2be one of the best … If given chance to get loan n do business… Knows the systems well … Just need a hand to rise again… Business is alots in india… Just needed back up… Can assure you of my hardworks n loyaltys… Its your calls … Must be gratefull if chance given 2serve my country in multiple dimensions… Jai-hind… I m a Mason… I.o.g.t. n odd-fellows… Trust worthy… Just craving 4breaks n belive in team works n plays… Thnxs… Gd… Salute… 1Luv… Worked n did business n failed by God n his Mens… Earliers… West africa… Monrovia Liberia… You can ck about me…

    • Hello Sir,
      You are in right path, we work for government and aware people about Government Policies and Schemes and provide services in Solar Sector.We will be pleased if you work with us. We are running a campaign in plantation of solar plants all over India . We would welcome you to work for us as “Solar Ambassador”.
      Do contact us at : [email protected]
      Phone Nos: +91 9412661503

  6. Hello Sir, i Planning to start a poultry farming business, please guide me for getting loan and subsidy.

    • Hello Sir ,
      You can visit the sbi website for poultry loan
      https://www.sbi.co.in/portal/web/agriculture-banking/poultry-loan

  7. Sir mera nam manisha prakashbhai tadvi he or me gujarat ke narmada tahesil me garudeshvar me computer spair parts ka buisnese karna chahti hu to me is skim ke liye kese aply kar shakti hu….pls muje bataye

    • Hello Sir,
      We The Indian Iris aware the people about government policies and schemes and services in solar sector. To avail loan please visit https://www.mudra.org.in/
      Mudra Nodal Officer Contacts : https://www.mudra.org.in/Default/DownloadFile/Nodal-Officers-MUDRA.pdf
      Bank Nodal Officer : https://www.mudra.org.in/Default/DownloadFile/Banks_Nodal_Officer_PMMY.pdf
      These contacts will guide you to avail loan through MUDRA Yojana.

  8. Respected sir

    we have 2 hectors land in Warangal Dt. Telangana, we are village pepole so we want to start a new dairy farm or Poultry farm in my land . we servy a good market of milk & Chiken this area and good facility of my land in this project we will definitely success for this project .so pls help me to lone for this project and explaine me with Loss & profits those things and witch one better bussince for me please tell me best way for us.

    Tanking you

    with regards
    K Rajender

    • Hello Sir,

      We The Indian Iris aware the people about government policies and schemes and services in solar sector. To avail loan please visit https://www.mudra.org.in/
      Mudra Nodal Officer Contacts : https://www.mudra.org.in/Default/DownloadFile/Nodal-Officers-MUDRA.pdf
      Bank Nodal Officer : https://www.mudra.org.in/Default/DownloadFile/Banks_Nodal_Officer_PMMY.pdf
      These contacts will guide you to avail loan through MUDRA Yojana.

      You can visit the sbi website for poultry loan.
      https://www.sbi.co.in/portal/web/agriculture-banking/poultry-loan

  9. Dear sir I want to 10crores Rs subsidy loan on 3acers agricuter land

  10. I want to setup a cyber cafe… Without ur help I cannot setup my Enterprise. So, I need ur support and financial assistance. How to apply give me some clue.

  11. hello sir
    i would like be establish a super market [ a full grocery shop ] in aurangabad bihar. and i need 25 lakh rupees lone for this project. contact no. – +919507111733

  12. Hello can u please guide me I’m looking forward to start up a dental hospital in urban location

  13. Respected sir

    we have 1.98 hectors land in Maharajganj UP east. We are village pepole so we want to start a new dairy farm; animal & soya milk production and packing . we servy a good market of milk & this area and good facility of my land in this project we will definitely success for this project .so pls help me to lone for this project and explaine me with Loss & profits those things and witch one better bussince for me please tell me best way for us.

    Regards
    Santosh tiwari
    9935109271

  14. soundrajan ramanuijan

    i want to start a small restaurant for which i require 5 to 10 lakhs in pune which i require the funds can i get a proper guidance

  15. Hello
    Sir I am Mr. Biswajit Das,
    From-Odisha,Balasore,Pin-756023
    I want to take a dealership on gas on our area
    So, I want to take a loan
    Can you Help me sir.

  16. I was planning to start a diary farm and I was having 1/2 acre land so please help me how to apply for this and whom I should contact

  17. New starting business fund required 15-25 lakhs
    Plz contact on my this number 8368078528

  18. Sumit Kumar Pathak

    hello sir,
    i belongs to Bihar and i want start dairy farm with hi-tech Technology and also i have land.
    my eligibility is software Engineer.
    so plzz help me how to start process of Loan.

    Thank You

  19. Sumit Kumar Pathak

    Hello Sir,
    i am Software Engineer and i want to Start HI-TECH Diary Farm also i have Land.
    So please Explain How to do Process to apply Loan.

    Thank you

  20. KINDLY LET ME KNOW THE PROCEDURE FOR LOAN APPLICATION

  21. CHHAYA SHARMA(VASHISTH

    i want start a bussiness of beaty parlaur with cosmetics items, so we can how completing loan formalities.

    loan required as soon as possible.
    graduation completed.

  22. Sir,

    I want to start fish farming bossiness but I don’t have my own land.Without land how can I start this business.
    so pls help me to loanfor this project and explaine me with Loss & profits those things and witch one better bussince for me please tell me best way for us.

    I am awaiting to your reply

  23. hi I want to make a smart watch which has additional facilities- detect theft of mobiles in 5 minutes and alert on google maps. detect loss of persons in crowded persons and alert in 5 mins along with location and direction. alert if u leave your mobile in office /home and comeout.
    There are additional features which I will do after earning profits.
    I have 3 lacs. I need more 2 lacs for manufacturing and 2 lacs for patents

  24. Sir, I want to Purchase a Goods Carriage Small Vehicle and use it for hiring purpose, Is there any subsidised loan scheme available for me. if Yes then please let me know.

  25. New business startup Loans required 25-30 lakhs

  26. Hi i am from Assam our village is located in state bowder i want loan for my bussines start upp and i have rubber plantion

  27. How to process can anybody tell clearly 8729876651

  28. Hi,
    I am Kiran from SC caste, karnataka.
    Staying in Bangalore.I am from middle class family. So much crunch for living with money. No support from anyone bcs of caste.
    I want to open one badminton court venture in Bangalore.
    For this I need financial assistance.
    Please guide me on this.

    Thanking You
    Kiran
    8123533428

  29. Nitin Ramchanadar Bhanage

    Hi
    I live in Navi Mumbai and want to start a new business. I want information on any loans I can apply for and their procedure. Someone please help.

  30. keshab chandra samantaray

    Sir me keshab chandra samantaray .main ek medical store starting karna chahata hoon .app yadi hamaei upar koi meherban kar sakte ho plz mujhe 2 lacks rupiye pradan kar sakte ho.

    Yours faitithfuly
    Keshab chandra samantaray

  31. Pintojee Kumar Khilar

    Dear Sir,
    Myself Pintojee Kumar Khilar from Bhadrak, Odisha state, I want to start a Medical store, I want loan for Rs. 15 lakhs. Please guide me procedure of getting loan.
    Please inform me on 8917464842
    Mail me on [email protected]

  32. Sir”Due to respect I ADIL MAJEED KHAN.R/O KHAN KAHI SOKHTA NAWAKADAL SRINAGAR.MY MOB NO 9419600434.I HAVE TO START MY COSMETICS BUSINESS IN KASHMIR LAST 2 YEARS.BUT I WANT TO GROW MY BUSINESS.PLZ HELP ME SOME FINANCE THANK YOU.

  33. HI
    I LIVE IN MADHUBANI ( BIHAR ) I WANT PURCHASE LED PANEL REPAIRING MACHINE.PLEASE GUIDE ME FOR HELP GOVERNMENT ESTIMATE 800000.

  34. Sir I want to start a new shop of garments I am an unemployed person how can I barrow money for openings g a new shop how much subsidy I get and how much amount I need to contribute

  35. Hi sir,

    My name is Srinivas I am From bangalore I need to open my own project call centre i have own place Please help to get subsidy loan.

    my email addres:- [email protected]
    +919945050835

  36. Any contact details.

  37. There are various loan schemes offered by the Government of India that are aimed at helping small scale entrepreneurs to take their business to the next level. Government and the Public Sector Banks are playing a phenomenal role in the funding and development of small-scale and rural business industries in India: http://bit.ly/2qfAISx

  38. Hello sir Iam a housewife and my qualification is M.A B.ed but lam unemployed now l want to start my own business sir pls help me and tell me sir how can l benefits for any type of loan.

  1. Pingback: Top 5 Government Schemes to fund your New Business – The Indian Iris

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