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Christmas Gifts from Santa PM Modi

Prime Minister Narendra Modi launched the two schemes ‘Lucky Grahak Yojna’ and ‘Digi Dhan Vyapar Yojna’ to encourage cashless transactions.

  • These 2 schemes will further incentivise digital payments.
  • “Strategic push towards increased cashless transactions. A big boost to move towards cashless and corruption free India. Two new schemes launched,”
  • Earlier, announcing ‘Lucky Grahak Yojna’ and ‘Digi Dhan Vyapar Yojna’, Niti Aayog CEO Amitabh Kant said both the schemes will cover small transactions between Rs 50 and Rs 3,000 to encourage every section of the society to move to digital payments.










To promote digital payments post demonetisation, the government will give daily, weekly and mega cash awards totalling Rs 340 crore for consumers as well as merchants beginning the Christmas Day.

First draw will happen on December 25 and the mega draw on April 14, the birth anniversary of B R Ambedkar.

  • National Payment Corporation of India (NPCI) will announce 15,000 winners of Rs 1,000 each for next 100 days, starting December 25.
  • There will be 7,000 weekly awards each for consumers and merchants.
  • “Focus of Lucky Grahak and Digi-Dhan Yojna is on poor, middle class and small businesses so as to bring them into digital payments revolution”.

Source: Times of India

About Neha Bansal


  1. Dear Sir,
    I support your schemes & want to be enlightened by Lucky grahak & Gigi Dhan Yojna.

    • Hi Rohan
      Under this lucky Grahak Yojana there would be daily prizes, weekly prizes and Mega prize on the basis of lucky draws.
      Daily Prize To 15000 Lucky Consumers and they will get Rs. 1000 each.
      Weekly Prize
      Weekly prizes worth Rs 1 lakh, Rs 10,000 and Rs. 5000 for lucky Consumers.
      Mega Prize
      The Mega draw would happen on 14th April, on the day of Ambedkar Jayanti.
      3 Mega Prizes would be given
      The first prize would be of Rs 1 Crore
      Second prize is Rs 50 lacs
      and Third prize is Rs 25 lacs

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