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A central govt. Scheme to finance assistive devices to increase employability of Persons with disabilities

Name of the scheme:

Scheme of Financing Assistive Devices to Enhance the Employability or Increased Opportunity of Self Employment of Persons with Disability


National Handicapped Finance and Development Corporation (NHFDC) provides assistance in the form of loan to the target group to purchase assistive devices like screen reader, motorized tricycle, scooty, hearing aid etc. to enhance their chances for employability.


  • Any Indian citizen with 40% or above disability
  • Age criteria: Must be above 18 years of age
  • Must be working in a reputed organization or at least have got offer letter to join. However, the Head of the Organization must confirm this.

Quantum of Assistance:

Up to Rs. 5 lakh of loan is provided. However, depending upon the repayment capacity of the borrower, loans will be provided.

Rate of interest:

Loan amount To be paid by SCAs to NHFDC To be paid by beneficiaries to SCAs
Up to Rs. 50,000/- 2% 5%
Above Rs. 50,000/- and  up to Rs. 5.0 lakh 3% 6%

Rebate:  Women beneficiaries are provided with a rebate of 1% on the interest.

Repayment: The loan should be repaid within 5 years.

How to avail?

To avail benefits under this scheme, click here

For more information, visit here

To walk in Support of Accesible India Please register here, April 17th Hyderabad

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